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AMERICAN MORTGAGE CAPITAL Inc.

Financial Services Corporation

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Specializing in Commercial and Residential Loan Restructuring

" No Advanced Fees Means No Risk"

Commercial and Residential Loan Modification, Debt Restructuring and Advisory Service

AMCs Commercial Loan Workout Group provides debt restructuring advisory services to commercial and residential real estate owners facing cash flow problems and/or the inability to refinance their properties due to current capital market disruptions. AMC has extensive experience in handling loan workouts for both financial institutions and borrowers experiencing commercial and residential loan delinquencies. Our group has over 30 years of collective loan restructuring negotiating experience that dates back to the Savings & Loan crisis of the late 1980's. Our team will formulate a loan restructuring proposal to address the immediate issues affecting your property while working with you to develop a longer-term business plan which encompasses an exit strategy for the lender. We will prepare in-depth market and valuation analysis and present the current and projected economics of your property in a logical and professional manner in support of our loan restructuring proposal. We will work closely with our clients, their management, construction and leasing professionals, to ensure that the plan we put forth can be executed within the time frame and budget allowed. It is our primary objective to help you prevent a commercial mortgage foreclosure via a loan modification that helps you get through this challenging market. Our multi-dimensional perspective to handling loan workouts affords us with a unique advantage in terms of understanding the needs of both the borrower and the lender thereby greatly increasing the likelihood of successfully negotiating a loan modification that works for both parties.Whether your property is saddled with too much debt and/or you have experienced a loss of tenancy or other problems, we can help.

                          Why You Need Us and What We Will Do For You

There are several reasons why it makes sense to hire an experienced loan workout specialist such as AMC when problems occur. Firstly, by virtue of our 30-year history as an active and well-respected player in the commercial and residential mortgage finance industry, AMC enjoys long-term relationships with both national and regional portfolio and institutional lenders as well as with most major servicing agents. As a result, our good name and relationships can help effect a positive outcome when we negotiate a loan workout.

Secondly, a loan default can understandably create a strain on even the strongest borrower / lender relationship, often causing an emotionally charged backdrop which can prevent a direct resolution between the parties. As experienced professionals, AMC understands the micro and macro issues affecting the cash flow and value of all types of commercial properties. As bankers, we can effectively and unemotionally articulate these issues in a language that lenders understand and appreciate.

Due to our extensive commercial and residential mortgage financing experience and our real-time knowledge of the capital markets, we have the advantages of knowing the right time and the right lender to refinance, modify or restructure your existing troubled loan. Under a default scenario, we may then decide to take the property to the debt marketplace to explore a refinance. After thoroughly surveying the debt market and determining that a refinance is not feasible, we will share our results with the existing lender to compel them to entertain loan workout discussions.

We have successfully restructured Millions in distressed real estate debt on all property types.

                                                  American Mortgage Capital Inc.
                                                                             info@americanmortgagecapital.com

The Intelligent Choice!